Introduction to

Rely PayLater Installment Plan

Rely PayLater Installment Plans

Pay in 4 interest-free payments, due every 2 weeks.

Split in 4

Split your purchase amount into 4 payments, due every 2 weeks. Zero Interest. You pay the first payment today with your debit card or VISA/Master credit card and the rest later. No extra fees.


Link any bank credit or debit cards as your payment method and continue earning rewards across your cards.


Nothing extra to pay if you make your payments on time. A late fee may be applied for missed payments.


Get approved instantly. No lengthy forms to fill. It’s as simple as when making any other card purchase.

How It Works

Step 1

Choose Rely at Checkout

Add your item to cart and select Rely as an option during checkout.

Step 2

Set up your Rely Account

Just set it up once with a 6 digit PIN, and you can shop with Rely conveniently and securely.

Step 3

Link to Debit or Credit Card

Rely works with any Visa/Master debit or credit card. Securely link your purchase into 4 installment payment.

Step 4

Purchase Complete

Once your transaction is approved by Rely, you will receive your item as normal. No additional waiting time.

Works with any credit or debit card at all major banks

Enjoy interest-free installments and earn rewards from major bank cards at the same time.

To pay with Rely, You need

  • To be over 21 years old
  • To be a Singapore Citizen or Permanent Resident
  • A Singapore-issued debit card
  • A valid mobile number and email

Rely PayLater is a service that enables you to get your purchase now and pay for them in 4 interest-free payments, due every two weeks.

Payments are automatically charged to your debit or credit card every 2 weeks. There is no interest, no fees, and no catch. It’s that easy.

Rely accepts Mastercard and Visa credit and debit cards issued in Singapore. Unfortunately Rely does not accept any prepaid cards or foreign debit cards. 

Yes, limits may vary depending on the individual order and customer. The more orders you have successfully repaid, the more likely you will be able to spend more. Limits are usually lower for new shoppers until we get to know you.

Maximum Transaction Limits
Debit Card – $1000
Credit Card – $4000

For most merchants, there are no interest or fees charged. However, a one-time administrative fee may be charged for selected merchants.

A late payment fee will be charged if you miss your scheduled payments.

Your first payment will be charged upon approval at the time of purchase. Subsequent payments will be automatically charged to your card. 

Rely are available on Live Chat from
Monday to Friday 10am to 7pm SG time

Chat with Rely

More about Rely Support